Well definitely there is one which gives you free credit reports(but be ware,its only once a year that you can get free credit reports)The site is AnnualCreditReport.com .This site has been authorised to give all US citizens a free credit report once in every 365 days(it has been on since september 2005,so if you dont have got a credit report then generate one from annualcreditreport.com)
Then why are we writing a review of FreeCreditReport.com here?Its because this site too gives free creidt reports but there's a twist in it.FreeCreditReport.com not only allows its customers to generate a FREE credit report but it also enrolls all its customers to Triple advantageSM credit monitoring.The charge is around $12.5 per month.But the first month is a free trial so its customers dont get to know that actually they will be charged an amount per month after the first month of generating their free report.So in reality you are made to pay for its membership and not for the credit report(strictly speaking! )
Thus in a way the website www.FreeCreditReport.com is misleading its customers.Although it writes its disclaimer on the home page but still visitors are prone to miss reading the disclaimer because of the tactical webdesign itself.Even in the television freecreditreport.com commercial it mentions the word free repeatedly and the actual discaimer which corresponds to the paid membership part is shown at a very lightening speed,quite impossible for the viewer to read it properly.
Anyways ,after knowing the truth about freecreditreport.com should you actually trust it? Well in my opinion I must say that you can trust this website,because after all it also gives a free credit report just like annualcreditreport.com but the only difference is that it enrolls you in its triple AdvantageSM monitoring without any option! And you cannot get multiple credit reports for free at annualcreditreport.com.So atleast in this respect both these websites are almost the same.
The ultimate solution is just very simple! There are two options for you.either you go to annualcreditreport.com to get an absolutely free credit report once a year with no strings attatched.Or alternatively you could go to www.freecreditreport.com,get your credit report done and then after one week cancel your membership to the Triple Advantage if you dont like it.This way you wont be charged anything!Its very simple,isnt it?What if I require more than one credit reports?Then definitely nothing is free for you.You will have to pay for getting recent credit reports.There are many companies which will help you in getting your credit report done.Just pay them a few bucks and have a professional report drawn up for your advantage.You could find these companies in many television ads,newspaper classifieds or some awesome ones even in Google Ads!Just spend a little time researching on these websites and then generate out your report.Have fun!